Our Loan Products
Home Loan
Get affordable home loans with competitive interest rates and flexible repayment options. Suitable for purchasing, constructing, or renovating residential properties.
Loan Against Property
Unlock the value of your residential or commercial property with high-value loans and longer tenures, ideal for business expansion or personal needs.
Business Loan
Quick and hassle-free funding for startups, MSMEs, and established businesses to manage working capital, expansion, or operational expenses.
Personal Loan
Instant personal loans with minimal documentation to meet urgent financial needs such as medical expenses, travel, or lifestyle upgrades.
Car Loan
Finance your new or used car with attractive interest rates, fast approvals, and flexible EMI options.
Education Loan
Support higher education in India or abroad with structured repayment plans and student-friendly loan options.
Meet your Loan Consultant
Mr. Pulak J. Borthakur
Mr. Pulak J. Borthakur is the Founder of Devicap, a capital and mortgage consultation firm. He holds an MBA in Finance and brings over 25 years of experience in the loan and mortgage consultation industry.
He began his professional journey in 1999, building a reputation for ethics, transparency, and strong financial insight. Over the years, Mr. Borthakur has worked closely with major private and PSU banks, enabling him to simplify complex loan processes and deliver hassle-free financing solutions to clients.
His expertise spans home loans, mortgage loans, and structured financial solutions, helping individuals and businesses make informed financial decisions. His views and insights have been featured in several magazines, reflecting his deep understanding of the financial ecosystem.
Under his leadership, Devicap continues to grow with a clear focus on trust, efficiency, and long-term client relationships, aiming to achieve higher milestones in the financial services sector.
Check Your Loan Eligibility
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
- Applicant age: 21 to 65 years
- Stable income source (salaried or self-employed)
- Minimum monthly income as per bank norms
- Good credit score preferred
- Property must meet legal and technical requirements
Our Simple Loan Process
Why Choose Devicap
- Expert Guidance – With decades of experience in the lending and mortgage ecosystem, we guide you through every step — from eligibility assessment to final disbursement.
- Multiple Lender Options – We work with leading banks and NBFCs to offer a wide range of loan products, ensuring competitive interest rates and flexible terms.
- Transparent & Honest Advice – No hidden charges, no misleading promises. We explain every detail clearly so you can make confident financial decisions.
- Faster Approvals – Our strong lender relationships and streamlined process help reduce turnaround time and paperwork.
- End-to-End Support – From documentation and application to approval and disbursement, we stay with you throughout the entire loan journey.
- Solutions Tailored to You –Every financial need is different. We carefully evaluate your profile and recommend loan options that truly fit your requirements.